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    HMO INSURANCE

    Safeguard your investment and enjoy peace of mind with our comprehensive HMO insurance. Specifically designed for landlords of Houses in Multiple Occupation, our policy addresses a variety of unique challenges associated with multi-tenant properties.

    OUR HMO INSURANCE INCLUDES

    FEATURES AND BENEFITS:

    • Cover for bedsits, shared houses, student accommodation buildings and more
    • Cover for alternative accommodation
    • Loss of rent cover
    • Cover multiple properties under one policy
    • Comprehensive insurance covering additional risks of HMO properties

    AS INSURANCE SPECIALISTS WE OFFER:

    • Fast & efficient documentation issuing
    • Fast turnaround quotation process
    • Flexible payment terms
    • HMO advice
    • 24hr claims service

    ADDITIONAL COVER OPTIONS ARE AVAILABLE ON REQUEST.

    WHY CHOOSE HMO LANDLORD INSURANCE?

    Find the perfect fit for your HMO property with our diverse coverage options. We compare prices from leading insurers and secure the ideal HMO insurance tailored just for you.

    LOSS OF RENT COVER:

    Secure your income with coverage for lost rent if your HMO becomes uninhabitable.

    LIABILITY COVERAGE:

    Stay protected against legal claims and costs arising from injuries on your property.

    LEGAL EXPENSE PROTECTION:

    Get coverage for legal disputes, safeguarding you from unexpected fees.

    TAILORED TO HMO NEEDS:

    Our policy is specifically designed for the unique challenges of HMO landlords.

    PEACE OF MIND:

    Secure your income with coverage for lost rent if your HMO becomes uninhabitable.

    HMO INSURANCE FAQS

    What is a HMO?

    HMO stands for Houses in Multiple Occupation. These properties are frequently rented out to multiple tenants under separate tenancy agreements. A typical HMO in England and Wales is a residence shared by at least three individuals from different households, who share common facilities such as a kitchen, bathroom, or living area.

    What is HMO insurance?

    HMO stands for Houses in Multiple Occupation. These properties are frequently rented out to multiple tenants under separate tenancy agreements. A typical HMO in England and Wales is a residence shared by at least three individuals from different households, who share common facilities such as a kitchen, bathroom, or living area.

    Why do I need HMO insurance?

    HMO stands for Houses in Multiple Occupation. These properties are frequently rented out to multiple tenants under separate tenancy agreements. A typical HMO in England and Wales is a residence shared by at least three individuals from different households, who share common facilities such as a kitchen, bathroom, or living area.

    How much does an HMO licence cost?

    HMO stands for Houses in Multiple Occupation. These properties are frequently rented out to multiple tenants under separate tenancy agreements. A typical HMO in England and Wales is a residence shared by at least three individuals from different households, who share common facilities such as a kitchen, bathroom, or living area.

    What does HMO insurance cover?

    HMO stands for Houses in Multiple Occupation. These properties are frequently rented out to multiple tenants under separate tenancy agreements. A typical HMO in England and Wales is a residence shared by at least three individuals from different households, who share common facilities such as a kitchen, bathroom, or living area.

    What doesn’t HMO insurance cover?

    HMO stands for Houses in Multiple Occupation. These properties are frequently rented out to multiple tenants under separate tenancy agreements. A typical HMO in England and Wales is a residence shared by at least three individuals from different households, who share common facilities such as a kitchen, bathroom, or living area.

    Do I need HMO insurance if I already have landlord insurance?

    HMO stands for Houses in Multiple Occupation. These properties are frequently rented out to multiple tenants under separate tenancy agreements. A typical HMO in England and Wales is a residence shared by at least three individuals from different households, who share common facilities such as a kitchen, bathroom, or living area.

    What shared living arrangements aren’t considered HMOs?

    HMO stands for Houses in Multiple Occupation. These properties are frequently rented out to multiple tenants under separate tenancy agreements. A typical HMO in England and Wales is a residence shared by at least three individuals from different households, who share common facilities such as a kitchen, bathroom, or living area.