IDEAL BROKERS

DEDICATED AND EXPERIENCED INSURANCE BROKERS.

Ideal Brokers is a dynamic and youthful insurance brokerage boasting an enthusiastic and seasoned team. We prioritise listening to your needs, addressing your inquiries, and providing optimal solutions with professionalism and sincere concern for your requirements.

As specialists in non-standard insurance, we possess comprehensive knowledge of the insurance industry and are genuinely dedicated to discovering the finest solutions for our clients.

TRUST THE EXPERTS

INDUSTRY EXPERTS FOR EACH INSURANCE SECTOR.

Together, our team boasts decades of industry experience, including leadership roles within several FTSE companies, spanning from overseeing affinity relationships to pioneering innovative business models.

At Ideal Brokers Services, trust, transparency, and commitment lie at the core of our working ethos. These values are embedded in our practices from the inception of every inquiry, ensuring a consistent delivery of excellence.

LEADING SPECIALIST INSURANCE BROKERS

Ideal Brokers stands as one of the UK’s premier specialist insurance brokers, boasting expertise in business insurance, particularly motor fleet insurance and non-standard home insurance. Backed by a specialised team, our profound knowledge enables us to provide additional support and expert advice in various areas, aimed at minimising costs and downtime for your business and personal assets.

OUR STANDARD FLEET INSURANCE INCLUDES

The Ideal Brokers product portfolio encompasses extensive experience in offering both standard and non-standard insurance policies across various areas, including Motor Fleet Insurance, Business Insurance, Liability Insurances, Landlord Insurance, and non-standard Home Insurance.

As seasoned brokers, Ideal Brokers possess in-depth knowledge of the industry and have fostered robust relationships with underwriters. This allows them to assist customers in saving time, reducing hassle, and cutting costs, ultimately providing tailored solutions to meet their needs effectively. With offices in both the Southern and Northern regions, Ideal Brokers can offer specialized advice nationwide. Both teams boast a wealth of experience to share with clients.

EXPERTS IN FLEET INSURANCE

With 65% of all company vehicles expected to be involved in a road accident within the next 12 months, selecting a reliable fleet insurance broker becomes paramount. Beyond offering advice, expertise, and an efficient claims process, they should function as an extension of your team.

According to Mark McKenna, National Fleet Insurance Sales Manager, the average repair costs for each fleet insurance claim range from £750 to £4,500 per claim. This doesn’t include expenses related to vehicles being off the road (VOR) and the subsequent impact on your business. Given that fleets are often critical to business operations, both planned maintenance and unplanned downtime can significantly strain resources.

While many fleet operators have protocols in place for managing their own drivers involved in accidents, they often overlook managing third parties, leading to a surge in third-party claims. Although these costs might not manifest immediately, they usually result in higher premiums for fleet vehicle insurance.

Recognising the detrimental impact of prolonged claims on businesses, we actively pursue insurers to swiftly resolve third-party claims, thereby minimising losses and keeping driver reserves in check. With our expertise, we aim to reduce vehicle downtime and ensure optimal outcomes for your fleet vehicle insurance.

ROBUST BUSINESS INSURANCE

With 65% of all company vehicles expected to be involved in a road accident within the next 12 months, selecting a reliable fleet insurance broker becomes paramount. Beyond offering advice, expertise, and an efficient claims process, they should function as an extension of your team.

According to Mark McKenna, National Fleet Insurance Sales Manager, the average repair costs for each fleet insurance claim range from £750 to £4,500 per claim. This doesn’t include expenses related to vehicles being off the road (VOR) and the subsequent impact on your business. Given that fleets are often critical to business operations, both planned maintenance and unplanned downtime can significantly strain resources.

While many fleet operators have protocols in place for managing their own drivers involved in accidents, they often overlook managing third parties, leading to a surge in third-party claims. Although these costs might not manifest immediately, they usually result in higher premiums for fleet vehicle insurance.

Recognising the detrimental impact of prolonged claims on businesses, we actively pursue insurers to swiftly resolve third-party claims, thereby minimising losses and keeping driver reserves in check. With our expertise, we aim to reduce vehicle downtime and ensure optimal outcomes for your fleet vehicle insurance.

ESSENTIAL NON-STANDARD HOME INSURANCE

If you own a property with non-standard features or have a past criminal conviction, obtaining a home insurance policy may prove challenging due to the heightened level of risk involved.

Non-standard homes can be categorised based on various factors such as the type of property, construction materials used, location, usage, or even the residents. These properties inherently pose increased risks, whether it’s a higher susceptibility to damage, theft, or difficulty in sourcing materials and labor for repairs or rebuilds.

Our personal home insurance portfolio caters to a wide range of non-standard property types, providing coverage for both buildings and contents. Whether you own a listed building, a thatched property, a second home, or leave your property unoccupied, our policies are designed to address specific risks associated with your property. Additionally, if your home is located in a flood-risk area, at risk of subsidence, has a flat roof, or is classified as high net worth, our expert understanding ensures that your assets are safeguarded, offering the necessary cover in the event of a disaster.

OUR RANGE OF COMMERCIAL INSURANCE SERVICES:

  • Motor Fleet Insurance
  • Professional Indemnity
  • Liability Insurance
  • Commercial Insurance
  • Landlord Insurance